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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question 1

Each of the following terms is an important characteristic of a Major Medical policy EXCEPT

A. capitation fee.
B. coinsurance.
C. copayments.
D. deductible.

Question 2

Insurer policy expenses include all of the following EXCEPT

A. agent commissions.
B. taxes.
C. premiums.
D. home office operations.

Question 3

The initial enrollment period for Medicare Part B ends how many months after the 65th birthday month?

A. Seven months.
B. One month.
C. Three months.
D. Five months.

Question 4

Which type of insurance policy provides a death benefit that matches the projected outstanding debt on an individual's home?

A. Family protection.
B. Joint life.
C. Mortgage redemption.
D. Level term.

Question 5

Regarding the Health Benefit Exchanges, as created by PPACA, all of the following statements are true EXCEPT

A. an individual whose household income is 400% of the federal poverty level may receive a premium tax credit.
B. an individual enrolling in a bronze level plan is not eligible for reduced cost-sharing.
C. the name of California's Exchange is Covered California.
D. an individual may only receive a premium tax credit for a plan if purchased through the Exchange.

Solutions: