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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

Question 1

Which of the following persons is NOT required to be licensed by the Nevada Insurance Commissioner?

A. An adjuster's employee who assists in the investigation and settlement of insurance claims
B. A salaried insurance agency clerk who also receives commissions on applications the clerk processes
C. A salaried insurance company employee who performs clerical and administrative work
D. A person who procures insurance for an insured

Question 2

Which of the following statements is CORRECT about Medicare?

A. It is a medical assistance program.
B. It is a hospital and medical expense insurance program.
C. It provides benefits to totally disabled persons only.
D. Its Part A provides payment for physicians ' bills.

Question 3

A corporation purchases life insurance on a highly valuable executive and is named as owner, premium payer, and beneficiary. What is the primary purpose of this arrangement?

A. Credit life insurance
B. Viatical settlement insurance
C. Family maintenance insurance
D. Key person insurance

Question 4

Which person is the measuring life whose survival determines the timing and duration of annuity payments?

A. Annuitant
B. Producer
C. Beneficiary
D. Policyowner

Question 5

Under a group health policy, which of the following coverages MUST be provided for newborn children?

A. Transportation costs from the hospital to the child ' s residence
B. Congenital health defects
C. Genetic Testing
D. Routine eye examinations

Solutions: