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IIC RIBO-Level-1 Exam Syllabus Topics:

Topic	Details
Topic 1	Personal Lines Habitational: Focuses on residential insurance including property coverage, risks, policy types, and protection for homeowners, tenants, and dwellings.
Topic 2	Personal Lines Automobile: Explains automobile insurance basics such as coverage types, accident benefits, liability, and policy regulations for personal vehicles.
Topic 3	General Insurance and Industry Knowledge: Covers the fundamentals of insurance principles, policy structure, regulatory environment, and the roles of key stakeholders within the insurance industry.
Topic 4	Commercial Lines: Covers insurance solutions for businesses, including property, liability, and risk management tailored to commercial operations.
Topic 5	Travel Health: Deals with travel medical insurance, including coverage for emergencies, eligibility, exclusions, and policy conditions for travelers.

Reference: https://www.ribo.com/getting-a-license/individual-licenses/new-applicants/examinations/level-1-entry-level-broker-exam/

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IIC RIBO Level 1 Entry-Level Broker Sample Questions:

Question #1

Your insured has Comprehensive coverage on O.A.P. 1 Owner's Policy and informs you that they will be taking the car by ferry from Yarmouth, Nova Scotia to Bar Harbour, Maine. The insured asks if the policy would cover the loss of the automobile if the ferry sank in a storm. What do you tell them?

A. The Comprehensive coverage would pay.
B. There would be no coverage unless a special Ferry Rider was added.
C. Stranding or sinking while the automobile is being transported on water is only covered for Specified Perils, not Comprehensive.
D. There would be no coverage as the ferry was not operating solely between Canadian ports.

Reveal Solution Discussion 0

Correct Answer: A 🗳️